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Rich Auntie's & Suave Uncle Welcome!

Welcome to My World!

Rich Auntie's Have Accountant's Too!


Hello, lovely souls, and welcome to the vibrant world of 'Budgets by Joi' dba Deahna Joi LLC! I'm thrilled to have you here, and I can't wait to embark on this exciting journey together. As you step into my digital realm, I want you to know that here, being a 'Rich Auntie' or a 'Suave Uncle' is not just a catchphrase—it's a way of life. My mission is to shatter the stereotypes surrounding wealth and sophistication, making it accessible and achievable for everyone.


THAT 'Rich Auntie'


Let me share a little piece of my story with you. My journey into the world of finance started at a young age, right at my family's dining room table. Growing up, I had the privilege of sitting alongside my parents and our brilliant Tax Accountant. Those early moments ignited a passion for finance in me, leading me to delve deep into the realms of Accounting in both high school and college. With a heart full of knowledge and a mind full of entrepreneurial spirit with curiosity, I emerged from my HBCU as a graduate, armed not just with a degree but with a mission.


You see, my purpose extends far beyond the balance sheets and spreadsheets. I became the go-to resource for my friends, my Girl Scout Troop, and my family, imparting the invaluable wisdom I gained through my education. It became my mission to break down the complexities of finance into bite-sized, understandable pieces for everyone and next generation. And now, through Budgets by Joi, I am extending that mission to you, goal to create a normalcy with discussing finances for the next generation.



What Sets 'Budgets by Joi' Apart


At Deahna Joi LLC, we believe that financial literacy should be as commonplace as your morning coffee. It shouldn't be a luxury, but a fundamental right. I am here not just to teach, but to empower. Whether you're dreaming of becoming a 'Rich Auntie' who travels the world or a 'Suave Uncle' who makes savvy money choices, I am here to guide you every step of the way.


In the crowded landscape of financial advisors and budget gurus, 'Budgets by Joi' stands out as a beacon of practicality and real-world experience. Unlike many other advisors, my journey is deeply rooted in the world of numbers—I hold a degree in Accounting, a discipline that has given me a profound understanding of the financial intricacies that govern our lives. But what truly sets me apart is my ability to blend this academic knowledge with a keen awareness of the entrepreneurial spirit. Having observed entrepreneurs chart their own unique paths, I've learned that financial wisdom doesn't always follow the conventional route. Entrepreneurs, in their boldness, often do things in their way, not necessarily the most logical or traditional way, but they make it work. It's this holistic perspective, marrying the structured logic of accounting with the creative, sometimes unconventional approaches of entrepreneurs, that sets 'Budgets by Joi' apart.

At Deahna Joi LLC, we believe that financial literacy is not a privilege reserved for a select few, but a fundamental right accessible to all. I am here, not just as a friend, but as a partner in your financial journey. Whether you aspire to be a 'Rich Auntie' exploring the world or a 'Suave Uncle' making astute money choices, my mission is to empower you. Together, we will navigate the complexities of finance, embracing both the tried-and-true methods and the innovative approaches that might not always fit the traditional mold. Let's redefine what financial success means and carve a path uniquely tailored to your dreams and aspirations. Welcome to 'Budgets by Joi,' where financial empowerment meets personalized guidance.

As a 'Suave Uncle' or 'Rich Auntie' What Do You Seek To Learn?

  • 0%Budgeting - DIY, How To's, Customized Plan

  • 0%How to set yourself up to retire

  • 0%Adulthood things - ROTH IRA, Budget, HSA, HYSA, 401k, etc

  • 0%How to get to six or seven figures


Join the Movement

So, dear friend, I invite you to be a part of this movement. Let's debunk the myths surrounding money, let's embrace the power of knowledge, and let us redefine what it means to be financially sophisticated or financially free. Together, we'll navigate the world of finance with grace, style, and a dash of glamour.



Thank you for joining me on this extraordinary adventure. Together, we'll not only learn the art of financial mastery but also inspire the next generation to become just as aspiring as 'Rich and Suave.' Here's to a future filled with abundance, wisdom, and a touch of elegance.



Snapple Fact #669*

In the game of Monopoly, the properties are named after streets in Atlantic City.


*For a few you will understand my love for Snapples goes further than kiwi/ strawberry its about the Snapple fact and gaining knowledge.


Budgeting Tip:

Separate your income into multiple accounts, only have debit card for

Personal:

  1. Bills Account

  2. Short-Term Savings Account

  3. Long-Term Savings Account

  4. Spending account

Entrepreneurs: Delegate toward each source of income

  1. Operations (Bills) Account - Total Monthly Expenses

  2. Taxes Account - 20-25% per income stream

  3. Savings

  4. Owners Pay

  5. Loan(s)



Free Virtual Chat - Let's Get to Know Each Other: Connect with us in a free virtual chat. Discover how we can assist you and explore ways to achieve your financial goals.


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